Historical Performance Data Finally Released

first_imgSign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Kendall Baer is a Baylor University graduate with a degree in news editorial journalism and a minor in marketing. She is fluent in both English and Italian, and studied abroad in Florence, Italy. Apart from her work as a journalist, she has also managed professional associations such as Association of Corporate Counsel, Commercial Real Estate Women, American Immigration Lawyers Association, and Project Management Institute for Association Management Consultants in Houston, TX. Born and raised in Texas, Kendall now works as the online editor for DS News. July 27, 2016 1,408 Views Fannie Mae releases historical performance data that provides the market with the ability to analyze the performance of approximately 700,000 loans in Fannie Mae’s book of business that were modified due to delinquency, according to an announcement from the company. The report states that this population includes modified loans that are current, delinquent, or liquidated post-modification.According to Fannie Mae, this data is being released in conjunction to the re-performing loan (RPL) securitization program announced earlier this year in April 2016.The report states that the population of loans in this particular dataset is made up of single-family loans that had been permanently modified between January 1, 2010 and December 31, 2015 into step-rate or fixed-rate mortgages, with modification terms from 180 to 480 months.These were revised under various modification programs, including HAMP and Streamlined Modifications and certain mortgage loans, including government mortgage loans, non fixed-rate or step rate monthly paying loans, and modified loans allowing for forbearance, were excluded from the dataset.It is noted that the performance data for the modified single-family loans in the dataset has been divided into two text files categorized as Loan Detail and Performance. For the Loan Detail file, data includes static mortgage loan data at the time of the mortgage loan’s modification as well as the loan’s initial origination.In regards to the Performance file, it provides the monthly performance data for each mortgage loan from its first payment date per the modification terms through March 2016, or until a voluntary or involuntary prepayment for the loans become 120+ days delinquent six months after the modification. Additionally, the Performance file contains approximately 25 million records related to performance information.“We are pleased to share this data, which will enable investors to better understand the expected performance of Agency MBS backed by our re-performing loans,” said Bob Ives, Head of Retained Portfolio Asset Management, Fannie Mae. Servicers Navigate the Post-Pandemic World 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago About Author: Kendall Baer Tagged with: Delinquency Fannie Mae Demand Propels Home Prices Upward 2 days ago Previous: Ocwen Remains Positive Despite Another Quarterly Loss Next: Serious Delinquencies Continue to Seriously Decline Demand Propels Home Prices Upward 2 days agocenter_img Servicers Navigate the Post-Pandemic World 2 days ago Historical Performance Data Finally Released The Best Markets For Residential Property Investors 2 days ago  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Historical Performance Data Finally Released Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Delinquency Fannie Mae 2016-07-27 Kendall Baer Related Articleslast_img read more

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Alternative deposits firm Flatfair signs landmark deal with build-to-rent giant

first_imgUS built-to-rent giant Atlas Residential is to begin offering tenants at its UK sites the opportunity to use alternative deposits platform Flatfair.In September Atlas revealed that it would be expanding its operation in the UK with projects in the Middlesex, Sussex, Kent, Hampshire and Lancashire including Bow Square in Southampton, a 279-home development which first opened in September 2017, and a recently-launched 238-apartment development in Salford.Atlas, which has 75,000 properties around the world, established its first site in the UK two-and-a-half years ago.Tenants at the Southampton site will be the first to be offered alternative deposits via Flatfair and can move in by using their debit card to pay a one-off membership fee worth only one week’s rent plus VAT, with any end of tenancy charges settled when they leave the property.Yasmin Luscombe (left), Bow Square Community Director at Atlas Residential, said: “Our mission is to achieve the highest resident satisfaction for all of our projects and partnering with flatfair will accelerate that.“As we look to expand our UK portfolio, flatfair will help us to ensure that our tenant offering stays at the cutting edge of the sector.”Mal McCallion, Director of Partnerships at flatfair, said: “We allow tenants to secure a property without large upfront costs allowing them to move in with minimal fuss – whilst also offering industry-leading protection to landlords.“We’re looking forward to helping both Atlas Residential and its residents be part of what we believe is the future of lettings.”Flatfair raised £9 million in August this year from major investors including Index Ventures, an early backer of Facebook, Skype, and Just Eat, and the founder of Transferwise.Mal McCallion Yasmin Luscombe alternative deposits Atlas Residential Build to Rent scheme flatfair December 19, 2019Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Home » News » Alternative deposits firm Flatfair signs landmark deal with build-to-rent giant previous nextProducts & ServicesAlternative deposits firm Flatfair signs landmark deal with build-to-rent giantFirst tenants to be offered Flatfair’s products will be at Atlas Residential’s 279-apartment development in Southampton with more to follow soon.Nigel Lewis19th December 20190649 Viewslast_img read more

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Medford Armed Home Invasion Probed

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Suffolk County police are investigating an armed home invasion in Medford last month.Two men armed with handguns knocked on the door of a Torrey Pine Lane home and when a resident opened the door, the duo pushed their way inside and stole cash at 6:23 p.m. Saturday, Jan. 24.The victim and her brother were not injured. The suspects fled the scene.No arrests have been made and no description of the suspects was available.Fifth Squad detectives are continuing the investigation.last_img

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‘DON’T LEAVE YOUR OFFICE!’ – WHAT PUPILS TOLD THEIR SCHOOL PRINCIPAL DAD

first_imgTake two…Colm Breathnach getting his father, also Colm Breathnach’s tie straighten up for his life journey ahead. Colm Og started in the Gealscoil Adhamhnain in Letterkenny Co Donegal this week in junior infants , his father Colm started in the Gealscoil Adhamhnain as the new principal. (Photo Cristeph/Brian McDaid)The first day at school was an even more daunting experience for onenew prinicpal this week as he also had to welcome one very specialpupil – his own son!Father and son Colm and Colm Og Breathnach both walked through thegates of Gaelscoil Adhamhnain in Letterkenny, together forthe first time.Colm Snr, a well-known hurler and musician, was appointed principal atthe 435 pupil school in the summer.But coincidentally his youngest son Colm Og was also due to start onthe same day. Colm already had two other children, Cormac, who is in third class andSadbh, who is in second class, at the school.Upon taking up his role, Colm revealed that his children had only onevery important piece of advice for him.“They told me to stay in my office,” laughed Colm.“I think they were afraid I was going to embarrass them or something.As if a father would do something like that! “I’m still getting into the swing of things but everyone has been verywelcoming. Both the teachers and parents have ben great and I’mfinding my feet fast.“I just hope I don’t do anything to embarrass my children that theycan’t get over,” added Colm, who is originally from the gaeltacht inWaterford but based in Donegal since 2000.Colm said the journey in the car to school was actually a lot easierthan he thought it would be.“Instead of having to drop the kids off and go to the other schoolwhere I taught previously, we all just come in the one car.“My wife Sinead is a teacher in the girl’s school in Letterkenny butshe starts at a different time so we have to take the two cars anyway.But sure it’s all working out just fine now,” he said. So who exactly makes the lunches in the Breathnach household now thatmost of them are heading to the same school at day.“Let’s say for argument’s sake that I do. I know my wife might havesomething to say about that but I will claim that I do,” he added.‘DON’T LEAVE YOUR OFFICE!’ – WHAT PUPILS TOLD THEIR SCHOOL PRINCIPAL DAD was last modified: September 5th, 2015 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:Colm Breathnachdonegalfirst dayletterkennypupilstacherlast_img read more

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West Holmes FFA participates in 2019 Holmes County Fair

first_imgShare Facebook Twitter Google + LinkedIn Pinterest 2019 Holmes County Fair Queen Kylie Ramirezand 2019 Holmes County Fair King Macin Hager.The 2019 Holmes County Fair was held August 5th-10th at Harvest Ridge. There were many exciting activities during the week. Kylie Ramirez was crowned fair queen and Macin Hager was fair King. Graduate members Anna Irwin and Gabby Sherman were named attendants. Many FFA members also participated in showing animals and experienced great success throughout the week.Market Hog: Kylie Ramirez was reserve in her division and class winner, she also 7th in senior showmanship. Macin Hager was 4th in senior showmanship. Tierra Slaubaugh was 4th in her class. Cody Miller was 5th in his class. Chloe Shumaker was 2nd in her class. Brayden Shumaker was 5th in his class. Ally Ogi was 2nd in her class. Bree Houin, Lexi Ogi, Maddie Stitzlein, Megan Brannon, Ethan Drzazga, Rebecca Sprang, Hannah Goines, and Samantha Kendall also exhibited a hog.Beef: Tierra Slaubaugh was grand champion Holmes County Bred, 5th overall steer, and 3rd overall in carcass show. Lexi Ogi was 3rd in Holmes County Bred and 3rd in her class. Cody Miller was 2nd in his class, 10th overall, and 6th overall carcass with his market steer, 4th overall with his breeding heifer. Chloe Shumaker was 3rd overall. Samantha Kendall also exhibited at market steer.Horse: Tierra Slaubaugh places 1st in 12 tenderfoot classes. Taryn Grassbaugh placed 1st in western showmanship, western horsemanship, senior flags, english equitation, bareback equitation, and she was the horse supreme showman. Megan Brannon got placed 1st in a class and also got two 2nd place. Ally Ogi placed 1st in contest showmanship, 4th in ranch pleasure, and 3rd place in keyhole. Bree Houin also exhibited a horse.Goats: Macin Hager got champion overall with his breeding doe. Ethan Drzazga was reserve champion with his breeding doe and 3rd overall with his market goat. Cora Crilow got grand champion doe pygmy, grand champion wether pygmy, reserve champion doe pygmy, and pygmy supreme showman. Emma Stitzlein got 4th in her class. Cora Crilow also exhibited a market goat. Megan Brannon got grand and reserve with pygmy goats.Sheep: Macin Hager was 6th overall, Maddie was 5th overall with her market lamb and reserve champion with her breeding ewe. Chloe Shumaker was the supreme showman and was 10th overall. Tierra Slaubaugh, Bree Houin, Ethan Drzazga, and Rebecca Sprang also exhibited at sheep. Dairy: Hayleigh Bender was 5th overall dairy feeder. Ethan Drzazga was reserve champion market dairy steer, Chase Stitzlein was 6th in showmanship and was 2nd in the winter yearling class with his dairy heifer. Amy Hughes was the intermediate showman and the reserve junior champ with her dairy heifer. Rebecca Sprang was junior grand and reserve Ayrshire with her dairy heifers and grand and reserve Ayrshire with her dairy cows. Emma Stitzlein was 2nd in her class with her dairy heifer.Poultry: Cora Crilow was 5th overall with broilers. Megan Brannon and Hannah Goines exhibited a turkey.At the end of the week we had several members compete in the Showman of Showman contest. Chloe Shumaker placed 1st, Cora Crilow placed 2nd, Ethan Drzazga got 5th, and Taryn Grassbaugh got 6th. Congratulations to all FFA members on a great week at the fair!last_img read more

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The 3 Cornerstones of Indie Film Marketing

first_imgMaking your film is just the beginning. Eventually you’ll need to market it. Here are some important things to consider when it comes to indie film marketing.All images from ShutterstockMarketing your film might not get you as excited as deciding which camera to shoot on, or how to write your script – but at the end of the day, none of your hard work will matter if no one can see your film. If you haven’t already considered a marketing plan for your next project, I strongly urge you to read through the points below. Let’s take a look at what you absolutely must know when it comes to indie film marketing.1. Marketability is ParamountAvoid empty theaters by making sure your film is marketable.There has never been a more opportune time for indie filmmakers as there is today. Production costs are going down, great gear (both for production and post) can be bought or rented at very low prices, and there are more platforms than ever that are seeking content. Even so, the market competition is incredibly stiff as more and more talented filmmakers come out of the woodwork every year. So how do you make your film stand out from the crowd?Knowing who you are as a filmmaker and the type of art you want to make is hugely important, but a steadfast understanding of marketing (and marketability) is just as crucial to your success.Before you spend a year (or more) making your next film, take some time to really assess the marketability of your project, and then set your expectations accordingly. Does your film have a shot at a theatrical run? Or is going to be a YouTube release? Is the film’s topic or subject matter interesting to a wide range of people or will it only appeal to a small subsect? There is no right or wrong way to go here, as this isn’t only about making the most money or getting the biggest release. In fact, sometimes it’s often easier to market a project that is geared torward a particular niche. You can speak directly to this crowd without having to appeal to everyone. A recent article from Forbes sums it up:However, the future of the movie business lies in niche markets – not in generalized mass appeal. Audiences are growing tired of the recycled, bloated, arbitrary, homogenized movie franchises to which their cinematic taste buds have become numb. Furthermore, movie budgets for niche and genre films (as opposed to tent-poles like Batman, Transformers, The Avengers, etc.) are rapidly dropping, as producers and executives realize that the film financing ecosystem is unable to support the outrageous budgets that were commonplace just a few years ago. Additionally, even mass market appeal movies are now choosing to set their marketing cross hairs on very targeted niches. Film website The Wrap recently shed light on the market research being done by production companies to insure they are maximizing their marketing budgets on the right audience:[Using] envelope-pushing digital research firms, Hollywood has more insight than ever about what movies are going to work, and with whom. The narrowly focused campaigns are saving marketing money and the box office results have been mainly positive. Those are developments that couldn’t come at a better time for a movie biz increasingly challenged by foreign competition and increasing entertainment options for U.S. moviegoers.Thanks to social media, today’s psychographic research measures not only potential moviegoers, but their interests, attitudes and opinions. That opens up new realms for marketers.Note: if you’re looking to to market your film to a Facebook audience based on their interests, get the scoop on how to create targeted ads here.It’s about setting a realistic goal and getting as much exposure as possible for your film and for yourself. Always make sure that your film is marketable – whatever that may mean within the scope of your project. If you have any doubts about the viability of your film (commercially speaking), then you need to address those concerns very early on.2. Don’t Wait Until Production is Over To MarketA common mistake (and a costly one) that many indie filmmakers make is waiting until they have a finished product before they set out to market their film. If you actually want to make a dent with your project, you need to begin selling your film the moment you decide you’re going to make it.From a marketing perspective, it’s extremely important to generate momentum by getting people interested in your film every step along the way. If your film has a following that seems to be growing by the day, this piques the interests of potential audiences as well as buyers.If your bottom line is important to you, and you intend to create a film for the purpose of selling it, then consideration must be given to marketing from the get-go. This should be reflected in your budget. You’ll want to allocate somewhere between 30-50% of your film’s budget to marketing alone. It seems like a lot, I know…but it will give your film a better chance at succeeding commercially. If your budget is severely limited, look for cheap or free marketing solutions (such as blogging or reaching out to existing publications) in order to create and maintain a buzz around your film without breaking the bank.3. Social Media is Your Most Powerful ResourceGet the word out. Utilize your social networks to market your film.Plain and simple, the marketing power of social media is infinite, and those who don’t utilize these platforms to generate interest and buzz for their film are at a great disadvantage. Quite obviously – social media marketing costs little to no money, especially if you’re the one executing that leg of your marketing strategy.For the purpose of understanding just how impactful social media can be to your film’s success, I want to focus on why to use it instead of reiterating the fiscal advantages.Fundamentally, one of the reasons that social media marketing is so powerful is because of how dynamic it is by nature. For an easy example: Imagine you release a film trailer on television, and then release that same trailer via your Twitter account. Depending on your following, the Twitter release may get far more exposure than the television spot – but more importantly, it will get feedback. While you may not love to hear that someone didn’t like your trailer, feedback of any kind is extremely valuable.This is especially applicable in the early days of your film’s development and pre-production process. If you use social media to tap into the minds of your potential audience (whether it be through kickstarter backers, existing social media followers, or otherwise), you will be getting extremely important feedback from the people that should matter most to you – your core audience.You might not want to change your script or recast your film just because you got a bad Twitter comment, but if you develop an online audience and treat them respectfully, they will be your biggest supporters once your film is actually complete. They can genuinely help you to make a film that is strongly positioned for commercial success. In fact, this is the approach that many big budget studios are now using, after facing mounting film marketing costs over the last few years. The Hollywood Reporter states:Twitter and other social media sites increasingly are influencing moviegoers’ choices at the multiplex. In a new study by Twitter and Nielsen, 87 percent of Twitter users over 13 said tweets influenced their movie choices. It also showed that 62 percent of moviegoers used the Internet or mobile apps to learn about films.Final ThoughtsMost filmmakers have a pipe dream. They want to direct or produce exciting films that they are passionate about, have fun throughout the process, and then receive commercial and critical acclaim for their work. The reality is that wanting and achieving these things are very different, and in order to actually realize these types of goals, a staggering amount of work needs to go into every part of the process – including marketing. Just because your favorite director gets to solely focus on the creative parts of their film doesn’t mean that you have earned that privilege yet.If you want to get to that point, you’ll need to do some heavy lifting in areas in which you may or may not be that interested. So if you’re serious about making a dent in this industry and are willing to work harder at it than those around you, start focusing on marketing – it is one of the most frequently overlooked keys to success in the indie film world. A few additional film marketing posts worth checking out:Marketing Your Indie Film: Q&A with Mark Steven BoskoCreate a Video On Demand Strategy For Your Film3 Free Resources for Film MarketingHave any tips for marketing an indie-film? Share in the comments below.last_img read more

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Beaches TCI employee wins Ultimate Team member for Sandals Resorts

first_imgFacebook Twitter Google+LinkedInPinterestWhatsAppProvidenciales, 03 Nov 2015 – The ultimate team member prize at Sandals Resorts International has been awarded to Turks and Caicos staffer, Maxine Salmon of Beaches Resort Villages and Spa. Out of 27 nominees, Salmon was chosen as crème de la crème and it was explained that she embodies the excellence, the Sandals group encourages. Salmon works in the Kids Camp at Beaches TCI, and in the report it explains that Maxine ensures all children in her care at Camp Sesame Street have an amazing experience. Adam Stewart, CEO of SRI said, “The amazing things we achieved in 2014 were not achieved by luck or coincidence; they were achieved through the determination, dedication, skills, and talents of an incomparable team of stars.” Maxine Salmon walked away last week with several prizes including $2,500, an overseas trip with transportation via private jet, the ultimate team member of the year trophy and a framed citation. The ceremony was held at Sandals Ochi Beach Resort in Jamaica. Sandals drops major bomb, makes Misick brothers look terribly suspect Beaches puts former Premier on blast about controversial pier Related Items:ada, beaches resort and spa, maxine salmon, sandals resorts international, stewart, ultimate team member Facebook Twitter Google+LinkedInPinterestWhatsApp PNP Party says it led wooden pier removal by Beaches Recommended for youlast_img read more

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Tax Administration Jamaica TAJ lauded for implementing reforms to improve compliance

first_img Related Items: Facebook Twitter Google+LinkedInPinterestWhatsApp Facebook Twitter Google+LinkedInPinterestWhatsApp#Jamaica, November 6, 2016 – Kingston – Finance and the Public Service State Minister, Hon. Fayval Williams, has lauded Tax Administration Jamaica (TAJ) for implementing reforms that have significantly improved the agency’s operations and service delivery and taxpayers’ compliance in filing statutory returns.Notable among these initiatives, she says, are the Revenue Administration Information System (RAiS) e-services platform; the creation of a single payment window for filing National Insurance Scheme (NIS), National Housing Trust (NHT) and Education Tax returns; and the establishment of customer care centres tailored to enhance the client experience.Mrs. Williams said consequent on these, tax compliance has improved significantly within recent years.   She was speaking at the TAJ’s first ever ‘Let’s Talk Tax’ discussion forum, which was held at The Jamaica Pegasus hotel in New Kingston on November 1 under the theme ‘Tax Compliance in Jamaica’.Meanwhile, TAJ’s Deputy Commissioner for Operations, Dave Jefferies, indicated that the agency has surpassed revenue-collection targets over the past two years, “a feat we had not achieved in the (previous) nine years”.“For 2016/17, our target was $266 billion (and) we collected $484 billion… and for the first two quarters of the 2017/18 fiscal year, we are already 8.9 per cent ahead of revenue collection. So, we are on a trajectory of surpassing another revenue target,” he said.Against this background, Mrs. Williams contended that there is much to celebrate regarding the efforts of TAJ and the overall compliance of citizens with the payment of taxes.   She commended the TAJ on its public education programme, which, she noted, was extensive and incorporated traditional media platforms such as print, radio and television as well as social media tools.   She said these have been complemented by town hall meetings, seminars and workshops, noting that TAJ has also been raising awareness about the importance of taxes, among students in school.“Representatives go in and cover topics ranging from Jamaica’s tax system, the various types of taxes, the importance of paying taxes, (to) how to start a business, and applying for a taxpayer registration number (TRN),” the State Minister said.“The thinking, according to TAJ, is that creating awareness of the tax morale and voluntary compliance from an early stage in life will eventually lead to a culture of tax compliance,” she added.The State Minister noted, however, that much work remains to be done to further increase the level of taxpayer compliance.   She said the International Monetary Fund (IMF) estimates that the compliance gap for one tax type, General Consumption Tax (GCT), from 2008 to 2013, ranged between 23 and 33 per cent of potential revenues.   This, Mrs. Williams explained, averaged between $20 billion and $28 billion annually, noting that this was a “large figure”.Additionally, she said the TAJ’s use of third-party information, specifically utilising audits and inspections to identify delinquent taxpayers, showed a $3.1-billion revenue shortfall for the 2015/16 fiscal year.   This information, the State Minister pointed out, was obtained for 724 audits conducted during the period.   The forum formed part of activities marking the TAJ’s inaugural Tax Administration Week, from October 28 to November 3, under the theme ‘Making a Difference Through Service’.Release: JISlast_img read more

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